Southwest Georgia Farm Credit has been offering loans to farmers and farm businesses for 100 years. Our local and knowledgeable relationship managers understand the cyclical nature of agriculture and the specific challenges you face as a farmer.

We can help you choose financing that's right for your new farm, farm business, property expansion or anything else you may need to run your business.

Real Estate and Farm Improvement Loans

Fixed, variable and adjustable rate mortgages are available with several maturities. We also provide refinancing options which may assist you with your cash flow.

Equipment Loans

Upgrade or replace farm equipment and take advantage of dealer cash discounts by financing through Farm Credit Express. With Farm Credit Express, you can apply for Farm Credit financing right at the dealership.

Operating Loans

An operating loan may allow you to run your operation more efficiently because you can realize savings through cash discounts, lock in prices by paying ahead and receive tax benefits for prepayment of some expenses. Revolving and annual lines of credit are available to farm owners and operators. We can establish payment schedules to coincide with your income from crop or livestock sales.

Irrigation Loans

Arrange an irrigation loan and make sure your operation prospers through drought conditions. We have a full range of rates and terms to fit your needs. Irrigation Loans are available at many dealers through Farm Credit Express.

Fencing/Building Loans

Let us make your property perfect! Whether that means fencing, new buildings, or even home improvements, at Farm Credit we can create a package just for you.

Automobile and Personal Loans

We provide loans for cars or trucks, college tuition or just about any credit need for farm owners and operators. Payments can be scheduled to coincide with your income.

The Lender for your Needs

Southwest Georgia Farm Credit is the best choice for your financing needs. We support your farming operation in good and bad times, help you meet your agriculture goals and share our profits with you through our Member Dividend Program. In fact, we are the only agricultural lender that returns a portion of our profits to those who do business with us.